Is my Landlady Blackmailing Me?

I don't think you understand the nature of issuing checks. kapag ikaw ay nag-issue ng check, it is a promise to pay. Naturally, your landlady has the right to be paid for the rent. She has every right to deposit those checks to obtain payment on those checks.

Never issue checks for which you have no funds. What you can do is, redeem the checks so that your landlady will not deposit them anymore. As each check is about to fall due, make a payment on that specific check to your landlady and make her issue you a receipt (ipalagay mo ang check number noong check na iyong ire-redeem). That way, hindi ka na magbabayad ng penalty sa banko.

Never issue checks na walang pondo. Never issue checks na hindi mo kayang i-redeem. Every landlady has the right to be paid rent. And in the absence of payment, she can demand payment by depositing each check that you issued to her. Ngayon, kung lumampas na doon sa number of months na ikaw ay nag-rent, hindi na niya puedeng i-deposit ang mga checks as payment for rent kung hindi ka na nagre-rent o tumitira doon sa house. Wala na siyang karapatan na bayaran pa kung hindi ka na doon nakatira.

Hello Atty. Bimbi,

Thank you very much for your response and explanation. I fully understand the part of issuing checks. What I actually originally inquired about is if she still has the right to deposit those checks even if I don't live there anymore.

She refuse to surrender the checks to me until I pay for the 1 month delay which is the reason I VACATED the premises months back. She is using the checks to force me to pay my debt despite my appeal to give me time to pay it.

I hope to hear more from you.

Again, thank you very much.