Makakasuhan po ba talaga ako sa utang ko na 8k?

anonymous
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May inutangan po kasi ako online 5k po ang inutang ko then 4,400 lang po yung binigay sakin then ang babayaran ko po is 5,700 within 15 days lang po yan. Hindi po ako nakabayad dahil hindi po ako kumita hanggang sa lumagpas na po ako ng 20 days nasa 8,000 plus na po utang ko nakiusap po ako na pwede po bang hulug hulugan ko hanggang matapos ko po kaso di po sila pumayag ano pong dapat kong gawin hindi ko po alam san ako kukuha ng pambayad. Makukulong po ba ako? Salamat po sa makakasagot.

 

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Jescelyn Del Rosario
is a Legal expert in the Philippines
Wala naman talagang makukulong sa utang kaya lang for civil cases of collection kung ano-anong mga property not exempt by law na pwede ma auction ng korte para pambayad ito ay kukunin from you. However, in cases of fraud like estafa or BP 22(bouncing check) kapag ito ang naifile sa korte at you are convicted may imprisonment po ito. In your case, try to negotiate with your lender kung talagang ayaw nila lumapit nalang po kayo ng isang lawyer or sa PAO office magpagawa ng letter para sa lender asking for the reduction of the excessive interest or your obligation. Pero kailangan pa rin ninyong bayaran ang utang dahil nakabenefit naman po kayo sa perang ito.
anonymous
This person has chosen to hide his/her identity.
Mam pwede po magtanong

About the author

Jescelyn Del Rosario

Legal Services and Litigation works Philippine/Foreign Paralegal Works Graduated AB Political Science and Bachelor of Laws at University of San Jose Recoletos-Cebu Completed Lawyers Trial Academy Training sponsored by IBP Cebu Chapter AIT-DOST Scholar at Cebu Institute of Technology
Profession: Lawyer
MJ Del Rosario Law Office and Associates
Office Address: Block 19, lot 26-27, Deca Homes, Talisay
Philippines , Talisay , Cebu
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