May utang po ako sa bangko na mga 120k may at ang requirements po noon eh mgiisu

Joan Himpisalla
is a OPERATOR in the Philippines

May utang po ako sa bangko na mga 120k may at ang requirements po noon eh mgiisue ako ng check nung mga unang buwan po nakakabayad pa ako kaso sa kasamaan palad minalas po ako ngsarado ang business ko at nalubog ako sa utang sa kagustuhan ko maiahon ang tindahn ko kaso nauwe din sa wala ngaun wala ana po ako maibayad may trabaho man ako pero kulang pa po pambyad sa mga maliliit na utang at gastos ng baby q n 1 year old at grade 10. ngaun ngagalit na po yung bangko ayaw po nila iaacept o maniwala na wala akong maibayad pero wala namn po talga lubog na lubog n po ako sa utang minsan naisip ko na po mgpakamatay kaso naisip paano ang mga anak ko

 

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Jescelyn Del Rosario
is a Legal expert in the Philippines
Kailangan po ninyong makipag negotiate sa kanila po dahil kung nakaissue kayo ng checks maaring makasuhan po kayo ng BP 22 (bouncing checks) ito ay isang kriminal case. If you have proof of business closure maaring ipakita ninyo ito para maniwala sila. Then, maybe they will require you to execute settlement agreement how to pay your obligation within your means.

About the author

Jescelyn Del Rosario

Legal Services and Litigation works Philippine/Foreign Paralegal Works Graduated AB Political Science and Bachelor of Laws at University of San Jose Recoletos-Cebu Completed Lawyers Trial Academy Training sponsored by IBP Cebu Chapter AIT-DOST Scholar at Cebu Institute of Technology
Profession: Lawyer
MJ Del Rosario Law Office and Associates
Office Address: Block 19, lot 26-27, Deca Homes, Talisay
Philippines , Talisay , Cebu
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