I resigned and exited Saudi Arabia last 2017 with a credit card debt of 11,000 and i failed to continuously pay what i owe because I don’t have a job. And now the total debt is 15,800 due to interest, so i have reported it as stolen so the interest will stop. Now, i am in UK and tried to settle the amount by sending my friend to one of the branches of the bank, however after 4 times of attempting to settle it they have loads of excuses that they cannot find the record and they don’t know how to do it and so i did not pursue paying. Now, i am planning to get a mortgage, will they see it that i have a credit card debt in Saudi arabia? And will they file a case against me in Saudi? Thank you
Will i be able to get a mortgage in UK but with unpaid credit card bills in Saudi Arabia?
Jescelyn Del Rosario
is a Legal expert
in the Philippines
Hindi po ako sigurado if UK has link to other credit companies but sa ngapon po most of the Credit companies have joined an organization that shares credit information na po internationally. So you will know that the moment madeny po ang inyong mortgage application there in UK that means they have linked of your credit records from other countries. May possibility that Saudi credit agency has filed a collection case against you in Saudi so the moment babalik ka ng Saudi mahohold kana sa immigration nila.
Thank you for your response ma’am. Pero i was wondering lang kasi, i was able to open a credit card in here and i have a good credit history and i have not receive any emails from them about my debt. May kakilala kasi ako na within 4 months na nakaalis ng Saudi e may third party organization na naniningil na agad. Gaano mo pa katagal bago mawawala sa credit history yung utang mo or kelan mgrereflect
Jescelyn Del Rosario
is a Legal expert in the Philippines
Well, that's good if Saudi credit agency is not sharing their list of blocklisted debtos. Each county has different period kung kailang po magpeprescribe ang loan ng debtor sa ating bansa normally if with written agreement 10 years hindi ko lang alam sa Saudi law po.
The medical information contained in this section is not intended for treatment or prescription. It is used to complement, not replace, the communication between a patient and their physician. Reliance on any information provided by BuhayOFW or any medical experts is solely at your own risk. If you have a medical emergency, call your doctor or go to the hospital immediately. BuhayOFW's Medical Review Board is a team of board-certified doctors who ensure our content is medically accurate and reflects the latest in health information. Our experienced board of medical professionals verify that our content is thorough and all-inclusive, in order that you can trust the information you read here will help you through improvements in your health journey—whether that’s for yourself or for a loved one.
Disclaimer: The materials available in the Buhay OFW web site are for informational purposes and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to this Web site or any of the e-mail links contained within the site do not create an attorney-client relationship between Buhay OFW and the user or browser.
If you are a legal expert who would like to help answer questions, please register here.
