Umutang po ako sa lending ng 20k tapos nakapaghulog po ako ng una at matagal bago nasundan tapos naghuloh po ako uli sa pangalawa yung 20k na utang ko po ay umabot na daw po sa almost 30k..sa dami po ng problem ko hindi ko na po naasikaso sa loob ng 3 taon at umabot na daw po sa 200k ang utang ko..ang tanong ko po tama po ba na ganun kalaki ang dapat ko bayaran? Salamat po..god bless po sa inyo
20k versus 200k na po ngayun?
Jescelyn Del Rosario
is a Legal expert
in the Philippines
Ang interest ay nakadepende sa napirmahan ninyong loan agreement by the time nag apply po kayo. Dahil pumirma ka sa agreement na yan ang interest you are bound by it kahit na medyo mataas. Kaya lang subukan mong makipagnegotiate sa lending company dahil wala kang capacity to pay dahil sa sobrang laki na ng utang. Kung talagang hindi masettle try na magpagawa ng letter sa isang abogado asking reconsideration na i lower ayon sa legal interest rate ang iyong utang kahit na hindi yan ang napagkasunduan dahil sa kasalukuyang financial status mo.
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