Ano mangyayari pag di nakapagbayad ng utang ang OFW sa abroad? Makukulong ba sa immigration ma-hold passport?

An Overseas Filipino Worker (OFW) has obtained a loan in the Philippines and fails to pay it while abroad, the creditor can still take legal action to recover the debt. The creditor can file a civil case against the borrower in the Philippines and seek to collect the debt through legal remedies.
If the borrower is working abroad and has assets in the Philippines, the creditor can file a case to have those assets seized and sold to satisfy the debt. However, if the borrower has no assets in the Philippines, it may be more difficult for the creditor to collect the debt.
It is important for OFWs to honor their financial obligations, including paying their debts, even while working abroad. Failure to do so can have legal and financial consequences and can harm their credit rating in the Philippines.
In addition, OFWs who are struggling to pay their debts should consider seeking financial counseling or debt management assistance. Many financial institutions and government agencies offer these services to help borrowers manage their debts and avoid default.