Nagkaroon ako ng utang sa Hong Kong na hindi ko nabayaran

anonymous
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Nagkaron ako ng utang sa Hongkong na hindi ko nabayaran, nandito nako sa pinas wala po akong trabaho since umuwi ako, may txt msgs akong natangap na kakasuhan ako ng estafa, ipapalagay ang picture ko sa news at irereport ako sa poea immigration nbi, natatakot po ako dahil gusto ko pa mag abroad ulit ngunit natatakot ako kumuha ng nbi clearance dahil baka may record na ako at makulong agad at hindi ako makaalis ng bansa, hindi ako makapag apply ng trabaho dito dahil sa sinabi nila mag kakaron nako ng record sa sa nbi. automatic po ba na magkakaron ng record sa nbi poea at immigration? at magkakaron ako ng kaso estafa?

 

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Adelaimar C Arias-Jose
is a Legal expert in the Philippines
Hamunin mo na idemanda ka noong lending.
Kasi, sa totoo, ang interest na kanilang ipinapataw sa mga utang ay sobra-sobra, na kung sila ay magdedemanda laban sa iyo, mapapawalang bisa din ang napaka-laking interest na kanilang sinisingil.
Kung ikaw ay kanilang ide-demanda ng estafa, dapat ay maka-tanggap ka ng summons mula sa Office of the Prosecutor at ng kopya noong kanilang complaint affidavit. Kung wala kang natanggap na ganito, puede mo namang ipa-check sa Department of Justice at ipa-verify kung may habla ang lending investor laban sa iyo.
Subukan mong kumuha ng NBI clearance. Doon mo lamang makikita kung meron nga ba talagan naka-timbre. Pero, ingat ka rin, kasi, minsan, ang mga lending investor ay may mga ka-konchaba na sasabihin na may hit kahit wala naman.
Binigyan ka ba ng kopya noong loan agreement? Huwag mong burahin ang mga text sa iyo. Lalo na kung ikaw ay tinatakot o pinapahiya na. Kung tatawagan ka at ikaw ay harass-in, i-record mo ang conversation at ikaw ang mag-demanda laban sa mga lending investor na iyan. They take advantage of OFWs. Magpa-tulong ka sa PAO.
Elle  Pili
is a none in the Philippines
salamat attorney, last year nakatangap ako ng text msg na kakasuhan ako ng estafa kaya natakot ako kumuha ng nbi at hindi nakapagwork agad, at naun may text ulit sila na kakasuhan ako ng estafa, kumuha nako ng nbi kaso sa august 7 ko pa makukuha ang result.

About the author

Adelaimar C Arias-Jose

I am a graduate of the UP College of Law. Member of the Integrated Bar of the Philippines since 1995. I am currently involved in private practice in criminal, civil and labor law.
Profession: Lawyer
Adelaimar C. Arias-Jose
Office Address: #34 St. Michael Street
Philippines , Manila , Makati
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