Nakiusap nakiutang ang kaibigan, pero na-terminate na pala

anonymous
This person has chosen to hide his/her identity.

Kasi umutang ung nanay ko sa bangko. Sa kanya nakapangalan pero ung kaibigan nya ang gumamit ng pera dahil pinakiusapan sya.  Kaso itong kaibigan nya hindi alam ng nanay ko na terminate pala. Hindi fair kung ung nanay ko ang magbabayad ng utang kahit di naman nya ginamit ung pera. Ano kaya pwede gawin plsss help po. Mahirap lang po kami and OFW po mama ko

 

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Adelaimar C Arias-Jose
is a Legal expert in the Philippines
Naku, I am so sad to tell you that your mother will have to pay the person or bank or lending investor. Hindi puedeng hindi niya ito bayaran kasi, nasa pangalan niya ang utang. Siya ang naka-pirma. Pero, kapag idinemanda siya noong lending investor, puedeng hilingin ng nanay mo na isama din sa demanda iyong kaibigan niya na kanyang in-accommodate. Kaya, ang depensa ng nanay mo, ang dapat na magbayad ay silang dalawa noong kaibigan niya.

Pero, mahihirapan siya kung wala silang kasulatan noong kaibigan niya. Wala kasing proof na sila'y may kasunduan. I do not know what else to say. Ang pinaka-maigi ay kayo ay pumunta at makipag-kita sa abogado. Puede kayong humingi ng payo at tulong mula sa Public Attorney's Office. Good luck.

Sa susunod, huwag mag-papa-utang ng pera. Kung gusto ninyong tumulong, magbigay ng pera (maliit na halaga, sa abot na makakaya). Ang mga kaibigan kasi, minsan ay nakakalimot ng pagkaka-ibigan kapag pera na ang involved. Para walang away at walang sama ng loob at sakit ng ulo, huwag mangutang para sa kapakanan ng iba.
Precious Comodas
is a Student in the Philippines
Meron po syang evidence like chats and message na ung friend nya ang gumamit ng pera. Pwede po ba un? Hindi na daw po kasi makontak ung friend nya na terminate na, ngayon ung friend nya andito na sa pinas. And ung mother ko andun sa hongkong. Saan po ba kami pwede lumapit, ang unfair naman po kasi kung ung mom ko ung magbabayad e hindi naman sya gumamit. Ngayon po namomroblema ung mom ko kung pano gagawin. Madami din daw pong inutangan ung friend nya sa hk. Baka malabo daw na makabalik/bumalik ung friend nya sa hongkong. Pano po ba pwede gawin para lumabas or makipag contact sya saamin. Pwede ba sya sampahan ng kaso or ireklamo

About the author

Adelaimar C Arias-Jose

I am a graduate of the UP College of Law. Member of the Integrated Bar of the Philippines since 1995. I am currently involved in private practice in criminal, civil and labor law.
Profession: Lawyer
Adelaimar C. Arias-Jose
Office Address: #34 St. Michael Street
Philippines , Manila , Makati
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